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2021 HSA Contribution Limits

2021 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):

  • HSA holders can choose to save up to $3,600 for an individual and $7,200 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,600 for an individual and $8,200 for a family) – and these contributions are 100% tax deductible from gross income.
  • Minimum annual deductibles are $1,400 for self-only coverage or $2,800 for family coverage.
  • Annual out-of-pocket expenses (deductibles, copayments, and other amounts, but not premiums) cannot exceed $7,000 for self-only coverage and $14,000 for family coverage.
2021 HSA Contribution Limits
  Minimum
Deductible
Maximum
Out-of-Pocket
Contribution Limit 55+ Contribution
Single $1,400 $7,000 $3,600 $1,000
Family $2,800 $14,000 $7,200 $1,000

For more detailed information on HSA plans and taxes, visit the U.S. Department of Treasury website at www.ustreas.gov or talk with your tax advisor.