2019 HSA Contribution Limits
2019 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):
- HSA holders can choose to save up to $3,500 for an individual and $7,000 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,500 for an individual and $8,000 for a family) – and these contributions are 100% tax deductible from gross income.
- Minimum annual deductibles are $1,350 for self-only coverage or $2,700 for family coverage.
- Annual out-of-pocket expenses (deductibles, copayments, and other amounts, but not premiums) cannot exceed $6,750 for self-only coverage and $13,500 for family coverage.
| Minimum Deductible | Maximum Out-of-Pocket | Contribution Limit | 55+ Contribution | |
|---|---|---|---|---|
| Single | $1,350 | $6,750 | $3,500 | $1,000 |
| Family | $2,700 | $13,500 | $7,000 | $1,000 |
For more detailed information on HSA plans and taxes, visit the U.S. Department of Treasury website at www.ustreas.gov or talk with your tax advisor.