HSAcenter - Health Savings Accounts - Health Care and Savings for You and Your Family
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What's an HSA?
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How an HSA Works
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The HSA Advantage
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Deductibles/Contributions
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Calculators
Plan Comparison Calculator
HSA Tax Savings Calculator
HSA Future Value Calculator
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Compare an HSA to your current health plan
Enter your current health plan amounts and that of an HSA plan that you would like to compare side-by-side.
For examples, compare one of the following plans to a copay plan.
Select
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Single HSA Plan
Family HSA Plan
HSAs Typically Costs Less
Current Plan
HSA Plan
Difference
Annual Premium
(Monthly x 12)
1
$
$
$
HSAs Makes Quality Coverage Simple
Current Plan
HSA Plan
Difference
Calendar-Year Deductible per Family
$
$
Out-of-Pocket Expense to Reach 100% Coinsurance
(Annual Deductible[s] Plus
Annual Coinsurance[s])
2
$
$
Only 1 deductible
per family!
HSA Annual Deposit Amount
(12 Monthly
Deposits)
3
(Use All or Part of Your Premium
Savings to Fund Your HSA)
$
$
Net Amount
(Out-of-Pocket Expense
2
Minus
HSA Annual Deposit Amount)
3
$
$
$
HSAs Offers Tax-Advantaged Savings
Current Plan
HSA Plan
Difference
1040 Tax Deduction
4
(Equal to HSA Annual
Deposit Amount)
3
$
$
$
Asset Accumulation
(Unused HSA Deposits
Grow Tax-Deferred)
0%
2% Annually
5
2% Annually
5
