HSA Benefits

High Deductible Health Plan:

  • Can cost less than other health plans.
  • Provides quality health insurance.
  • One calendar-year deductible per family.
  • Can pay 100% of covered expenses after deductible is met.

HSA Savings:

  • Used to meet your deductible.
  • Tax deductible off of gross income.
  • Grow tax-deferred.
  • NEVER taxed when used for qualified medical expenses.
  • Roll over year after year — no “use it or lose it”.
  • Portable, goes with you wherever you go.

HSA Savings can also be used for:

  • Health insurance premiums when you’re between jobs.
  • Qualified long-term care premiums.
  • Medicare premiums and out-of-pocket expenses
  • Living expenses after age 65 (pay ordinary income taxes).