2011 HSA Contribution Limits, Deductibles, and Out-of-Pocket Expenses

Note: There are no changes in contribution limits in 2011 from 2010.

2011 offers individuals and families additional opportunities to save for current and future health care with a health savings account:

HSA holders can choose to save up to $3,050 for an individual and $6,150 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,050 for an individual and $7,150 for a family) - and these contributions are 100% tax deductible from gross income.
Minimum annual deductibles are $1,200 for self-only coverage or $2,400 for family coverage.

Annual out-of-pocket expenses (deductibles, co-payments and other amounts, but not premiums) cannot exceed $5,950 for self-only coverage and $11,900 for family coverage.

	Minimum Deductible	Maximum Out-of-Pocket	Contribution Limit	55+ Contribution
Single	$1,200	$5,950	$3,050	$1,000
Family	$2,400	$11,900	$6,150	$1,000

For more detailed information on HSAs and taxes, visit the U.S. Department of Treasury Web site at www.ustreas.gov or talk with your tax advisor.

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2011 HSA Contribution Limits, Deductibles, and Out-of-Pocket Expenses